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Smart's $99 loan deal has big balloon payment at end

Hoping to benefit from the federal cash-for-guzzlers program, Smart USA has set up a $99 monthly payment for buyers who use their $4,500 rebate. But there's a catch--and a hefty balloon payment disclosed only as a note to an asterisk in Smart's press information announcing the offer. The Smart financing is for $99 a month for 36 months, with a balloon payment of $6,667 due at the end.

Opel takes Adam racing (2012) first official pictures

Vauxhall/Opel has built its new Adam city car around the idea of chic street-cred, but it's now given the Mini Cooper rival a healthy dose of motorsport pedigree as well. An international rally series is being readied for the Adam, where competitors will use a race-prepped version of the city car. A well-specced Adam...with a difference The regular Adam is pitched as a blank canvas for buyers to individualise, with 22 different alloy wheel options, 12 dashboard colour choices, and the option of a Rolls-Royce style fairy-lit roof lining.

Arizona auctions: Valley of the dollars

The next chapter in the battle for auction supremacy will commence this month, when the auction giants gather under the sun for the annual Arizona auction week. Leading the charge is perennial powerhouse Barrett-Jackson, which gathers lots of cars and automobilia under one massive tent. Cars start hitting the block for the six-day auction on Tuesday, Jan.