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FCA issues warning on logbook loans

VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.

Design Sevices: MCE Design Workshops

Independent design studio Motorcity Europe (MCE) is launching another series of two- and five-day design workshops aimed at broadening the skills, experience and job prospects of anyone working - or looking to work - within the field of automotive design. Based on the massive success of the MCE Summer Seminars, these follow up workshops in February 2010 will be an intensely improved version, open to all skill levels of design. Top sponsors including Autodesk, Wacom and RLE Int'l will also be supporting this event.

Rolls Royce RR4 spotted

Rolls Royce RR4 (Rolls Royce Ghost?) caught testing before its unveiling at Geneva [ad#ad-1] This is a busy time for testers of upcoming cars in chilly climes. We’ve recently seen the next generation Porsche 911 (998) and Boxster out in the snow, and this time it’s the turn of the new ‘Baby’ Rolls Royce, the RR4. The new Rolls Royce (which is codenamed RR4 internally, but could well be the Rolls Royce Ghost) is based on the underpinnings of the latest BMW 7 series.