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FCA issues warning on logbook loans

VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.

Ian Callum confirms an XFR Estate – the Jaguar XFR Sports Brake?

The Jaguar XFR Estate - the Jaguar XFR Sports Brake? It’s quite gratifying, after several years of championing the Jaguar XF Estate, for Jaguar to finally decide to add the load-carrying XF to the range. Just last week we had Andrew Whyman, XF Vehicle Engineering Manager for Jaguar, letting it slip that the XF Estate was indeed in the mix and was definitely on its way.

Apple and Ferrari—What could be better?

Recently a press release popped into my email (remember when we used to say “came across my desk”?) that said Eddy Cue, Apple's head of Internet software and services, has joined Ferrari's board of directors. The statement said while on the board Cue, a Ferrari owner, will “aid with his experience in Internet-based commerce.” My two cents: It's a brilliant move for both parties, and the ramifications could be huge. Think about it: Does this mean Apple wants to make stuff for cars?