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FCA issues warning on logbook loans

VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.

Ferrari Special Projects develops latest custom

Ferrari's Special Projects team is developing its fifth car for Ferrari collector and petro-chemical magnate Cheerag Arya, dubbed the Arya SP. Arya, who has seven Ferrari's including a 599 GTO and 599 XX, signed off the design after being shown twelve design sketches and now a clay model has been approved and development is set to begin. "I told the designers what I wanted and they presented me with a total of 12 designs.

Warning over minicab 'free-for-all'

RAPE AND sex assaults could rise due to plans to allow minicab owners to lend their vehicles out to anyone when not at work, police bosses have warned. A cross-party group of Police and Crime Commissioners (PCCs) across England and Wales said planned deregulation will lead to a "free-for-all". Currently, only licensed private hire drivers can drive a marked private hire vehicle, drivers have to be regularly re-licensed and there are restrictions on vehicles operating across local authority boundaries.