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FCA issues warning on logbook loans
Fri, 06 Jun 2014VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.
Infiniti Etherea to become B-Class based Infiniti DX
Thu, 15 Sep 2011Infiniti Etherea will become the B-Class based Infiniti DX in 2014 To be entirely fair, the news that Infiniti is going to be build a compact crossover on the new Mercedes B-Class MFA architecture – and that it is the Etherea Concept forming the basis and likely to be called the Infiniti DX – isn’t a huge surprise. We knew last year when Nissan and Mercedes announced a partnership deal that it would impact on Infiniti as well as Nissan. And the first fruits of that have been confirmed by Carl Ghosn, with the news Infiniti will launch a compact crossover in 2014 using the Mercedes MFA platform which underpins the new B-Class.
Future Audis may time traffic lights for you
Tue, 11 Mar 2014Here's a trick efficiency-chasing hypermilers have been using for years: spotting the cycles of stoplights from 100 to 200 yards out and letting the car coast up to the light just before it turns green, then carrying on without ever letting the car come to a complete stop. These hypermilers, along with professional truck drivers, do this because they know that accelerating from a standstill burns the greatest amount of fuel, and because letting a car coast up to the light with the automatic transmission downshifting by itself is easier on the transmission than stomping on the brakes right beneath the stoplight. Oh, and it's easier on the brake pads as well.