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Skoda Octavia (2013): first official pictures

This is the new 2013 Skoda Octavia. For its third generation, the Octavia gets its cleanest, most efficient engines yet and the full gamut of tech upgrades available on the new Mk7 Golf - all wrapped up in a more sober, Czech-style package. The new Octavia is also lighter than the old car and, with the arrival of the mid-sized Rapid, has grown from family hatch proportions to fight the Ford Mondeo and Vauxhall Insignia.

Big fall in insurance premiums

DRIVERS are set to be quoted happy after it was revealed that insurance premiums have fallen by more than 14% over the last year. The typical quote for annual comprehensive car insurance cover was £533 in January, which was also a record 4.6% slide on the previous quarter, according to the latest AA Insurance premium index, which takes the average of the five cheapest quotes on the market. The AA British Insurance Premium Index, which has been running for 20 years, found that the North West remains the most costly region to insure a car, with the average premium for someone who shops around standing at £809, although this region also saw the biggest price drop over the past quarter at 6.3%.

2013 Lincoln MKZ spotted beside its predecessor

We've seen the 2013 Lincoln MKZ on the road before sans camouflage, but it's the company that this particular MKZ is keeping that makes these photos notable. Snapped by Autoweek reader Jon McCrary in Traverse City, Mich., the pictures show the upcoming 2013 MKZ next to a current-generation MKZ. The contrast is striking.