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FCA issues warning on logbook loans

VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.

Hot Octavia now with diesel power

By Phil McNamara Motor Industry 18 August 2006 09:01 A grunty, 170bhp diesel engine will join Skoda's high performance vRS range in September. The engine will be available in the Octavia hatch and estate, priced at £18,370 and £19,200 respectively. The 2.0-litre TDI kicks out 258lb ft, more twist action than a BMW 330i.

McLaren P1 Spied

The McLaren P1 supercar has been spotted out testing in Diss in Norfolk making a visit to a McLaren supplier. We got the public reveal of the McLaren P1 – the spiritual successor to the iconic McLaren F1 – at the Paris Motor Show in September, and the McLaren boys told us the car was 95 per cent of how the final P1 would look. Which seems to be borne out by these spy photos of the P1.