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Logbook loans signal increasing debt risk

CONSUMERS who buy second-hand cars are at risk of unwittingly inheriting debts taken out by the previous owner that could end up with their vehicle being seized, Citizens' Advice is warning. The charity said one in five people who reported a problem to it about “logbook loans”, where a person places their car as security against a loan, ended up having their car repossessed – despite not being the one who borrowed the money. Citizens' Advice warned someone who buys a car which is still the subject of an outstanding logbook loan taken out by a previous owner could end up being chased for the debt – leaving them with the choice of making the repayments or having their vehicle repossessed.

UK roads slide in global satisfaction survey

THE UK has slipped yet further down a league table of roads quality, according to data released in the 2013-14 World Economic Forum report. Having previously sat in an already meagre 24th place, the UK has fallen to 28th, equal to Namibia – and the Republic of Ireland. The study, which is based on people’s perceptions of their own country’s infrastructure, highlights growing dissatisfaction among the British people regarding the state of the road network.

Ford Focus ST (2012) development pictures

It’s been over six months since Ford unveiled the Focus ST concept at the 2010 Paris motor show, and with the production ST’s launch looming large for early 2012, the Blue Oval has started its PR push. These are the first shots of prototype STs testing at Ford’s Lommel Proving Ground in Belgium. So what do we know about the new Ford Focus ST?