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FCA issues warning on logbook loans

VULNERABLE people who use their car as security to take out a loan are finding themselves squeezed even harder financially and even threatened, the City regulator has found. The Financial Conduct Authority warned it will put firms offering logbook loans out of action if they do not "dramatically" improve their standards, after finding evidence of poor behaviour including little or no affordability checks being carried out and some applicants being encouraged to manipulate details of their income. It said lenders are failing to properly spell out exactly how expensive such debts will be, with the true cost often masked by an emphasis on "low" weekly repayments and key terms and conditions buried in small print.

Call for ban on on vehicle-side advertising

ALL ADVERTISING and promotional banners on commercial vehicles should be banned as they are distracting to other drivers and tempt them to use mobile phones while driving. This is the call from Flexed, a car leasing company, which has carried out a survey that shows a quarter (23%) of drivers admit to trying to type a website address into smartphone after seeing an advert on a lorry. A further 10% of drivers admitted they had tried to take a camera phone photo of an advertisement on a commercial vehicle to use later.

RCA team helps develop all-electric London taxi proposal

The Royal College of Art's Vehicle Design program and the Helen Hamlyn Centre for Design have collaboratedwith Turkish car manufacturer Karsan to develop a proposal for the first all-electric London taxi. An RCA team – co-led by Professor Dale Harrow and the Helen Hamlyn Centre for Design's deputy director Rama Gheerawo – has been working with Karsan and its consultancy Hexagon Studio for over a year and to develop a public transport vehicle to suit Londoners of all ages and abilities. The team analyzed a current London taxi in a ‘co-creation workshop' and conducted interviews with taxi drivers, which showed many are over 65 and frequently spend the entire working day inside their cabs.